“The Reports That Help You Grow & Get Funded”
Most business owners work incredibly hard every week — packed events, full dining rooms, busy schedules, and strong sales. But when the week ends, many still can't answer the most important question: did I actually make money?
That's exactly what we solve. At DL Thomas Accounting we serve as your Fractional CFO and dedicated accounting partner — working alongside you every single month, not just at tax time. We specialize in food trucks, independently owned restaurants, and a wide range of small and mid-size businesses. Every month we deliver a complete set of financial reports tailored specifically for your business — whether you're operating one location or multiple. You'll know your real profit and where your cash is going every single month.
“Knowing Your Profit”
Every small business owner experiences it — the busy season ends and cash gets tight. Bills don't stop just because business slows down.
That is exactly where a bridge loan becomes a lifeline. Short-term financing designed to cover your operating expenses and overhead during slow season — so you never have to shut down or fall behind.
But lenders need to see your numbers — organized, accurate, and ready to go. That is exactly what DL Thomas Accounting delivers every single month. When slow season comes you will walk into any bank with 12 months of clean financial statements that tell your story confidently.
The difference between getting approved and getting denied is often nothing more than having the right documents ready. We make sure you always do.
“How To Get Funded”
Report 1 — Income Statement (P&L)
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Did you actually make money this month?
Your Income Statement — also called a Profit & Loss report — shows every dollar that came into your business and every dollar that went out. At a glance you'll see your total revenue, your food and supply costs, every operating expense, and most importantly — your real profit at the bottom. This is the number most food truck operators and restaurant owners never see clearly. We deliver this every single month so you always know exactly where you stand.
Report 2 — Cash Flow Statement
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Where did all of the cash go?
Revenue looks great on paper — but cash is what keeps your business running. Your Cash Flow Statement shows exactly how money moved through your business every month — what came in from sales, what went out for expenses, and how much cash you actually have left in the bank. This report also shows lenders that you manage your cash responsibly — one of the first things any bank looks at when you apply for a loan or equipment financing.
Report 3 — Balance Sheet
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What does your business actually own or owe?
Your Balance Sheet is a snapshot of your business's financial health on any given day. It shows everything your business owns — your truck, equipment, and cash on hand — and everything it owes — loans, outstanding bills, and other liabilities. The difference between the two is your owner's equity — the real value you've built in your business. Lenders require this report for every loan application. Without it, you can't get funded.
Report 4 —12 Month Cash Flow Projection
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Where is your business headed?
This is the report that separates growing businesses from struggling ones. A 12-Month Cash Flow Projection shows where your revenue and expenses are headed over the next year — accounting for your busy season, your slow months, and everything in between. Lenders love this report because it shows them you have a plan. Food truck operators and restaurant owners who bring a projection to a loan meeting get approved faster and at better rates than those who show up with just their past records.